The shocking cost of slab leak and the need for homeowner's insurance

What a fun moment this has been.

That morning I switched on the warm water and rushed upstair to have a shower bath. There was no water pressure level in the bathroom shower head, then I tested the guest bathroom. It was good than nothing, so I took a bath. But the water supply went from tepid to frigid in approximately three seconds.

Then I contacted FAHBP to explicate the trouble and get assistance. I talked with Maddie. She contacted me back and stated a person might have checked a couple of days. I tell her my emergency in a lot more detail and she stated, "oh, so it is an urgent condition!" and came up with someone more rapidly.

Shortly, Henry from Actinium Plumbing contacted. I delineated the trouble signs and he told "you have got a slab leak." That entails the there is a failure in the pipeworks that run from the concrete slab upon which the home sits. I inquired him what is needed in amending such a serious problem and he started out to utter of pneumatic hammers! And it may cost me up to $3000

In the meantime, I chose to call up FAHBP and inquire how much they will cover. The answer: $2000. Great to know.

Actualizing that, I contacted the insurance broker to ascertain what my householder's policy covers. If that was a abrupt unplanned trouble, as opposed to a long-standing slab leak, I am covered. That is great... I hope.

They hinted that I reaffirm with the Home Owner's Association that they are not responsible for any of that. I was quite certain that would be the subject, but I contacted anyhow. And I was correct.

It's great to have a good houseowner insurance